Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), operates this website. It supplies factual information on life insurance and a quote comparison tool based on your inputs.

Quotes are estimates only. What you see comes from carriers for the class you picked and is for educational purposes. It is not an insurance offer, a rate guarantee, or an approval promise. The carrier determines final rates, class and approval through underwriting; the policy document and its changes control.

Coverage is not created by anything on this site. A quote, application submission, or contact message does not bind coverage. A carrier must issue a policy, you must accept it, and you must pay for it before coverage begins.

Availability. Carriers, products and pricing differ by state and person and can shift anytime without warning. These quotes apply only to California residents.

Educational content only. The learning guides here are informational, not legal, tax or financial advice. For anything important, check with a qualified professional.

Third-party application. The Apply page loads a secure application managed by an outside company under its own terms.